Products, Plans and Benefits

Sutter Health Plus offers a variety of health plan options to help meet your needs and budgets. Choose from traditional HMO plans or high-deductible health plans (HDHP) that are compatible with a health savings account (HSA):

• Individual and Family HMO Plans
• Small Group HMO Plans (1-100 employees)
• Large Group HMO Plans (101+ employees)

Plan designs include:

• Copayment plans that feature a set dollar amount for seeking medical care
• Deductible plans that include a set deductible that must be paid before copayments or coinsurance and affordable monthly premiums
• HDHP that offer affordable monthly premiums

We provide coverage for hospitalization, outpatient services, prescription drug coverage and no out-of-pocket cost preventive services, among others. Optional benefit plans include coverage for dental, vision, acupuncture and chiropractic, and infertility services.

Sutter Health Plus members have access to a variety of no-cost preventive care services. These services may help you and your family prevent or detect health problems early on. Here are some of the no-cost preventive services we cover:

• Certain over-the-counter vitamins, supplements and products when prescribed by a participating provider
• Health education counseling and programs
• Immunizations administered by a participating provider
• Maternity and newborn care
• Routine physical maintenance exams, including well-woman exams
• Routine preventive imaging services
• Routine preventive laboratory tests and screenings (cervical cancer screenings, cholesterol tests, diabetes screening, fecal occult blood tests, HIV tests, prostate specific antigen tests, certain sexually transmitted disease tests)
• Smoking cessation interventions, including medications and counseling
• Tuberculosis tests
• Well-child preventive care exams